Amiruddin, Ahmad Rijal. “ISLAMIC FINANCIAL TECHNOLOGY (FINTECH) INTEGRATION STRATEGY IN SHARIA BANKING FINANCING”. AL-TIJARIYAH : Jurnal Hukum Ekonomi Syariah 1, no. 1 (February 26, 2024): 12–30. Accessed September 9, 2025. https://jurnallppm.iaiasadiyah.ac.id/index.php/altijariyah/article/view/44.