IMPLEMENTATION OF SHARIA PRINCIPLES IN ISLAMIC BANKING FINANCING PRODUCTS: A CASE STUDY OF BANK JAGO SYARIAH BANDUNG
IMPLEMENTASI PRINSIP SYARIAH DALAM PRODUK PEMBIAYAAN PERBANKAN SYARIAH: STUDI KASUS PADA BANK JAGO SYARIAH BANDUNG
Keywords:
Islamic banking, sharia compliance, financing products, Bank Jago Syari-ah, muamalah principlesAbstract
This research aims to analyze the implementation of sharia principles in financing products at Bank Jago Syariah Bandung. Using a qualitative approach with a case study method, this research explores sharia compli-ance in four main financing products: murabahah, mudharabah, musyarakah, and ijarah. Data was collected through in-depth interviews, observations, and document analysis. The results show that Bank Jago Syariah Bandung has properly implemented sharia principles across all its financing products, although there are challenges in customer understand-ing of the characteristics of sharia products. This research recommends enhancing customer education and developing product innovations that maintain compliance with sharia principles to meet evolving market needs.
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