LEGAL PROTECTION FOR SHARIA-BASED MSMES IN THE DIGITAL ECONOMY SYSTEM
PERLINDUNGAN HUKUM TERHADAP PELAKU UMKM BERBASIS SYARIAH DALAM SISTEM EKONOMI DIGITAL
Keywords:
legal protection, Sharia MSMEs, digital economy, Sharia compliance, fintech regulationAbstract
This research aims to analyze the legal protection framework for Sharia-based Micro, Small, and Medium Enterprises (MSMEs) in Indonesia's digital economy system. Using a normative juridical approach with qualita-tive descriptive analysis methods, the research examines existing regula-tions, legal challenges faced, and the need for legal protection for Sharia MSME actors in digital transactions. Data was collected through literature studies, interviews with stakeholders, and analysis of policy documents. The results show that the existing legal framework does not comprehen-sively accommodate the specific needs of Sharia-based MSMEs in the digital economy, particularly regarding Sharia compliance, data protection, dispute resolution, and access to digital financing. This research recom-mends developing more inclusive regulations responsive to Sharia princi-ples, strengthening digital literacy among MSME actors, and harmonizing positive law with Islamic economic principles to address the challenges of the digital economy.
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